Medicare in Butte County, South Dakota · Plan Year 2026

Medicare Advantage Plans in Butte County, SD: Your Complete 2026 Guide

Butte County has 8 Medicare Advantage plans for 2026 — 3 with a $0 premium — serving a county where CMS counts 2,771 Medicare beneficiaries. 13% of plans are rated 4 stars or higher by CMS. Below is the real data — every plan, premium, and rating — plus a live tool for your ZIP.

Page last revised: 2026-07-19 · Plan and enrollment data refreshed: 2026-07-19 · Plan year 2026

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2026 Medicare Advantage by the numbers

Butte County Medicare at a glance

$48.33average monthly plan premium (Part C)
3plans with a $0 premium
$5,618.75average in-network out-of-pocket max (highest $6,750)
$362average Part D drug deductible
13%of plans rated CMS 4★ or higher
2,771Medicare beneficiaries in Butte County (2025)
997enrolled in local MA plans (CMS county enrollment)

Sources: CMS Medicare Advantage/Part D Landscape (PY2026) · CMS Medicare Monthly Enrollment (county). Premium figures are Part C premiums; consolidated Part C + D average is $89/mo.

What neighbors actually chose

Most-enrolled Medicare Advantage plans in Butte County

Enrollment counts are CMS facts, not our recommendation — the right plan depends on your doctors, drugs, and budget.

  1. Medica Advantage Select (PPO) (PPO) — 284 enrollees
  2. Blue Medicare Advantage Enhanced PPO (PPO) (PPO) — 280 enrollees
  3. Medica Advantage Value (PPO) (PPO) — 205 enrollees
  4. Medica Advantage Solution H8889-009 (PPO) (PPO) — 78 enrollees
  5. Medica Advantage Preferred (PPO) (PPO) — 68 enrollees

Source: CMS Medicare Advantage Enrollment by State/County/Contract (counts under 11 suppressed by CMS).

Plan type

Medicare Advantage PPO plans in Butte County

PPO (Preferred Provider Organization) plans let you see any provider that accepts the plan, in or out of network, with lower cost sharing in network. Every standard Medicare Advantage plan sold in Butte County for 2026 is a PPO, so network flexibility is the local baseline.

  • 8 PPO plans available
  • $48.33 average monthly premium
  • 3 with a $0 premium
  • $5,618.75 average out-of-pocket max
  • 997 Butte County enrollees
  • Most enrolled: AARP Medicare Advantage Patriot No Rx SI-MA2 (PPO)
  • 3 without drug coverage
PlanCMS ratingPremium/moOut-of-pocket maxPart D deductibleCMS plan ID
Medica Advantage Select (PPO)
Average (CMS 3.5★)
3.5★ $80 $5,000 $355 H8889_018
Blue Medicare Advantage Enhanced PPO (PPO)
Average (CMS 3.5★)
3.5★ $63 $4,200 $300 H5900_004
Medica Advantage Value (PPO)
Average (CMS 3.5★)
3.5★ $25 $6,750 $615 H8889_017
Medica Advantage Solution H8889-009 (PPO)
Average (CMS 3.5★)
3.5★ $0 $6,750 No drug coverage H8889_009
Medica Advantage Preferred (PPO)
Average (CMS 3.5★)
3.5★ $175.6 $3,300 $240 H8889_013
AARP Medicare Advantage Patriot No Rx SI-MA2 (PPO)
Strong (CMS 4★+)
4.5★ $0 $6,700 No drug coverage H2001_139
Blue Medicare Advantage Classic PPO (PPO)
Average (CMS 3.5★)
3.5★ $43 $5,500 $300 H5900_008
Blue Medicare Advantage Valor PPO (PPO)
Average (CMS 3.5★)
3.5★ $0 $6,750 No drug coverage H5900_007

Source: CMS Medicare Advantage/Part D Landscape (PY2026) · CMS Medicare Part C & D Star Ratings (2026). "Stability" is the plan's published CMS Overall Star Rating tier — a federal quality measure, not our opinion.

Quality, in CMS's own numbers

Medicare Advantage plan ratings in Butte County

CMS ratingPlans% of plans
4.5★113%
3.5★788%

The average CMS rating across Butte County's 8 plans is 3.63. No 5-star plan is sold in Butte County for 2026 — which also means the year-round 5-star Special Enrollment Period is not available locally.

Source: CMS Medicare Part C & D Star Ratings (2026).

Health profile · why plan choice matters here

Chronic conditions among Butte County adults

The right coverage depends on your health. CDC PLACES model-based prevalence for Butte County (10,863 residents) — a reason to check each plan's drug formulary and specialist network before enrolling:

High blood pressure 35.8%
Obesity 35.7%
Arthritis 28.8%
Diagnosed diabetes 12.5%
Coronary heart disease 7.9%
Uninsured (18–64) 9.9%

Source: CDC PLACES: Local Data for Better Health, County (crude prevalence).

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How and when to enroll in Butte County

When you can sign up

  • Initial Enrollment Period — the 7-month window around your 65th birthday (3 before, your birthday month, 3 after). Medicare 101 →
  • Annual Enrollment Period — October 15 to December 7 each year, for 2027 coverage decisions.
  • Medicare Advantage Open Enrollment — January 1 to March 31, one switch allowed if you already have an MA plan.
  • Special Enrollment Periods — after life events like moving counties, losing employer coverage, or qualifying for Extra Help.

Ways to enroll

  • With a licensed local agent (free)Big Sioux Benefits · (605) 555-0142 · Mon–Fri 8am–6pm CT. We compare the plans we offer in Butte County against your doctors and drugs.
  • Directly with a plan's carrier — using the CMS plan ID from the tables above.
  • Through Medicare.gov — the federal plan finder and enrollment portal.

Plan availability in Butte County

2026 plans in the tables above are sold county-wide. That includes residents of Belle Fourche, Fruitdale, Newell, Nisland, Vale, and all other Butte County communities. To enroll in Medicare Advantage or a Cost plan you must be enrolled in Medicare Part A and Part B and live in the plan's service area.

Butte County Medicare questions, answered

How many Medicare Advantage plans are available in Butte County, SD for 2026?

8 standard Medicare Advantage plans are sold in Butte County for 2026, 3 of them with a $0 Part C premium. Another 2 Special Needs Plans (D-SNP/I-SNP) serve residents who qualify.

How many people in Butte County are on Medicare?

CMS counts 2,771 Medicare beneficiaries in Butte County (2025), of whom about 1,279 (46%) are in Medicare Advantage or other non-Original-Medicare coverage.

What does a Medicare Advantage plan cost in Butte County for 2026?

The average Part C premium across Butte County's 8 plans is $48.33/month, and 3 plans charge $0. Including Part D drug premiums, the average consolidated premium is $89/month. The average in-network out-of-pocket maximum is $5,618.75 (highest: $6,750). You still pay your Part B premium with any plan.

What health conditions matter most for choosing a plan in Butte County?

Per CDC PLACES, among Butte County adults: high blood pressure 35.8%, obesity 35.7%, arthritis 28.8%, diagnosed diabetes 12.5%. Conditions like these are why we match a plan's drug formulary, specialist network, and out-of-pocket maximum to your actual health needs before you enroll.

When can I enroll in a Medicare plan in Butte County?

During your 7-month Initial Enrollment Period around your 65th birthday, the Annual Enrollment Period (October 15 to December 7), the Medicare Advantage Open Enrollment Period (January 1 to March 31, for current MA members), or a Special Enrollment Period after qualifying life events such as moving or losing employer coverage.

Sources, citations, and methodology

Methodology: plan counts, premiums, out-of-pocket maximums, Part D deductibles, and star ratings are computed from the CMS PY2026 Landscape source files for Butte County, South Dakota. Headline "average premium" and "$0 premium" figures use the Part C premium; the consolidated Part C + D premium is reported separately. Special Needs Plans (D-SNP, I-SNP) and Medicare Cost plans are excluded from Medicare Advantage averages and shown separately. County enrollment sums CMS contract-level enrollment for Butte County; CMS suppresses counts under 11, so totals are conservative. Health prevalence figures are CDC PLACES model-based estimates. Content is prepared by the Big Sioux Benefits Data Desk and reviewed for accuracy against the cited files; plan details change — verify with a licensed agent before enrolling.

Big Sioux Benefits is a licensed insurance agency, not affiliated with or endorsed by the U.S. government or the federal Medicare program. We do not offer every plan available in your area. Contact Medicare.gov or 1-800-MEDICARE for all options.

Talk to a licensed Butte County Medicare advisor

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